Ashland, KY real estate: buy or sell with a local AXEN agent
The City of Ashland mails its own property tax bill every July 1, with a 1% discount if you pay in the first 15 days. Homes in the floodwall district also get a floodwall tax bill that pays to run the Ohio River floodwall. The city mails school tax bills on October 1, too.
What are the popular neighborhoods in Ashland?
Popular Ashland neighborhoods include Downtown Ashland, Central Park area, South Ashland, Pollard, Westwood and Summit. Each one prices differently, so ask your agent for recent sales in the ones you like.
Also near Ashland:
What should you know before buying a home in Ashland?
Plan for more than one tax bill: city and floodwall bills in July, the school bill in October, and the county bill from the Sheriff in the fall. Bring a $125 water deposit to start service with the city. If you build in a floodplain, get a state floodplain permit before work starts.
The rules that apply everywhere in Kentucky are on the Kentucky page. These are the Ashland details that trip people up.
Get pre-approved →- Expect city tax bills in July and October. Ashland mails its city real estate bill on July 1. It is due in 30 days, with a 1% discount in the first 15 days. The city also bills Ashland Independent School District taxes on October 1.
- Check for the floodwall tax. Homes in the floodwall district pay a floodwall tax. It pays for the floodwall along the Ohio River, its gates and six pump stations. The bill comes July 1 and is due in 30 days.
- Bring a water deposit. The city water deposit is $125, or $62.50 for elderly or disabled customers who file the reduced-rate form. New service has a $20 charge. The deposit must be paid in full before service starts.
- Some areas pay a sewer district deposit. If the home is in the Sanitation District #2 sewer area, the city also collects a $50 deposit for that district.
- Floodplain building needs a permit first. Kentucky requires a floodplain permit before you build, repair, add on or regrade land in a floodplain. Your local floodplain office may need its own permit, too.
What should you do before selling a home in Ashland?
Kentucky's transfer tax is 50 cents for each $500 of price, and it is charged to the seller. City tax bills not paid within 30 days get a one-time 10% penalty plus interest, so clear them before closing. The account holder must stop water service.
The seller pays the transfer tax.
Kentucky charges the seller 50 cents for each $500 of price, or part of $500. The county clerk collects it before the deed is recorded.
Clear city tax bills on time.
City, floodwall and school bills not paid within 30 days get a one-time 10% penalty and 1/2% interest a month. Settle them before closing.
Only the account holder can stop water.
The city will only take a stop request from the account holder. Use the stop service form on the city website.
Ashland real estate questions
Who assesses my Ashland home?
The Boyd County PVA in Catlettsburg. The City of Ashland uses the PVA's values and owner records for its own tax bills.
Who do I call about a homestead exemption?
The Boyd County PVA handles homestead and disability exemptions. Kentucky's homestead exemption is for owners 65 or older.
How do I appeal my assessed value?
First meet with the PVA. The inspection period starts the first Monday in May and runs two weeks. Then file with the County Clerk no later than one workday after it ends.
What does the floodwall do?
The city keeps over three miles of concrete floodwall along the Ohio River plus earthen levees on the west end. In high water, crews close gates and pump out water through six pump stations.
When are county tax bills due?
The Sheriff mails county bills in the fall. Under the state's standard schedule, paying by November 1 gets a 2% discount and a penalty starts in January. Check your bill for exact dates.
Buying or selling in Ashland? Talk to a local agent.
An AXEN agent who works in Ashland answers your questions for free. No cost to talk. No pressure to sign anything.